DuRant, Schraibman and Lindsay CPA's

Tools to help you plann We provide a library of financial calculators to help you begin planning your financial future-from forecasting your retirement options or child's college fund to estate planning and mortgage refinancing. Interactive calculations, dynamic graphs, and fully customizable reports are just a few features provided with our calculators to support thorough financial planning and a sound decision-making process. Though not a substitute for advice and information provided by a qualified professional, our calculators offer a good starting point to a secure future.

Mortgage Loan Calculator Use this calculator to determine your monthly payment and amortization schedule. Refinance Breakeven Should you refinance your mortgage? Use this calculator to determine when you will breakeven! Amortizing Loan Calculator Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment! Retirement Planner Quickly determine if your retirement plan is on track - and learn how to keep it there. Section 125 Cafeteria Plan Use this calculator to see how participating in your employer's "Section 125 Cafeteria Plan" can help you pay less tax, and increase your net take home pay. Financial Ratios This calculator is designed to show you ten different financial ratios. Financial ratios are used as indicators that allow you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability. Required Minimum Distribution The IRS requires that you withdraw at least a minimum amount - known as a Required Minimum Distribution - from your retirement accounts annually, starting the year you turn age 70-1/2. Determining how much you are required to withdraw is an important issue in retirement planning. Use this calculator to determine your Required Minimum Distributions. Bi-weekly Payment for Existing Mortgage This calculator shows you possible savings by using an accelerated bi-weekly mortgage payment. By paying half your monthly payment every two weeks, each year your mortgage company will receive the equivalent of 13 monthly payments instead of 12. This simple technique can shave years off your mortgage and save you thousands of dollars in interest. Net to Gross Paycheck Calculator This calculator helps you determine the gross paycheck needed to provide a required net amount. Should My Spouse Work This calculator is designed to help you see the financial impact of adding, or removing, a spouse's income to your household. As with any decision of this type, there are many factors to consider, but knowing your finances is a good place to start.